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Finance / Cash Advance & Banking

Beem App Fees & Pricing

What Beem actually charges, pulled from its official App Store listing, plus what real reviewers say about the fees.

Pricing, from the official listing

Get instant cash advances up to $1,000, build credit on every purchase, and let AI optimize your money.
INSTANT CASH ADVANCES UP TO $1,000
Access up to $1,000 of your verified incoming deposits in minutes.
* FDIC insurance up to $250,000 (via partner bank)
* Job Loss Protection: Get up to $1,000 when employment changes
Over $100 million in cash advances disbursed

Source: App Store listing, verbatim.

What reviewers say about fees

US ·Google Play
2026-09-13

absolute scam. charges you money then is completely dysfunctional

Joel Stidham
US ·Google Play
2026-09-11

Job loss thing doesn't work and they charged me numerous times the subscription plus late fees even tho I don't use this and abandoned it.

George NSG
US ·Google Play
2026-09-08

horrible app and customer support is useless I was never able to add my debit card but they definitely took my subscription fee and never did fix my issue multiple reps and no one could fix the issue

Tamia Diggs
US ·Google Play
2026-09-07

This app helped when my kid had a school fee pop up with no warning. I used a small advance and handled it that day. i had one laggy screen but nothing serious.

Haley Bathke
US ·Google Play
2026-09-04

The app. is ridiculous difficult to use . there not clear when loans or due. keeps changing me fees 2 or 3 times at a time. this time they charged 2 fees in one money also I paid everything. went though my account but not on there side. but it was convenient since I wanted to cancel with them. I paid it now they want me to push pay button again. I'm not risking paying them twice so they can charge me more. I used to love this app. it used to be clear went down hill over a couple of years

Christina Polidori
US ·Google Play
2026-09-02

.Beam is a convenient cash-advance app that can help with small, short-term cash needs. The interface is pretty straightforward, but fees and eligibility can vary, so it's worth checking the total cost before you accept any advance.

John Brnjas 3rd
US ·Google Play
2026-09-02

when I signed up they took my membership fee out of my account. I went to borrow money and it said money was sent to an account that wasn't mine but I know I put in the right account number because they took money from my account. I decided to contact support and at 1st they was responding until I explained my issue. since customer service was taking too long to respond I decided to cancel the account and now they say I cant until I clear the balance for money that never came to my account.

Mike Adams
US ·Google Play
2026-08-30

Some transactions had unexpected charges pls fix that.

Alisha Brown
US ·Google Play
2026-08-29

I do qualify the qualifications say I qualify for 10 if I pay a monthly fee of 10 it's stupid I am deleting this app I make over 2000 dollars and I qualify for 10 what help is that still trash dont download it's waste of time still

Margaret Cruz
US ·Google Play
2026-08-28

Found this during a week when food prices hit harder than i expected. I needed a little extra after a grocery run wiped me out. The app was slow to load once but still helped

Matthew Boyd

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