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Finance / Cash Advance & Banking

Dave App Fees & Pricing

What Dave actually charges, pulled from its official App Store listing, plus what real reviewers say about the fees.

Pricing, from the official listing

You could pocket up to $500¹ with ExtraCash® and so much more.
ExtraCash amounts range from $25-$500, typically authorized within 5 minutes, with an overdraft fee equal to the greater of $5 or 5%.
Not all members qualify for ExtraCash and few qualify for $500.
Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services.
UP TO $500 IN 5 MIN OR LESS¹
Remove extra stress with ExtraCash® up to $500.

Source: App Store listing, verbatim.

What reviewers say about fees

US ·Google Play
2026-09-13

I couldn't enter my card information yet I still was charged

Kris DoncouseOrozco
US ·Google Play
2026-09-12

if you can be responsible in using this app you can definitely benefit from it. they have direct deposit, with no charges checking.

cheryl “Dodgergirl” hodges
US ·Google Play
2026-09-12

Love the app! The extra cash comes in handy. No hidden fees or them trying to access my account early.

Nicole J
US ·Google Play
2026-09-11

Update: DON'T DO IT! I was happy with Dave, even considered making it my main bank. Then, everything changed. Despite a perfect repay rate built over 2 yrs, the borrow changed from next payday, to 10 DAYS. I found out when I was blindsided by NSF fees. They used to adjust it if you chatted with customer service. No more. Don't believe what the auto-reply to this review will be. I'm not an idiot. I'm gone. And they could care less.

Krista Errickson (blacksheep_nation)
US ·Google Play
2026-09-11

The best decision I've made to keep from overdrafting my account with extra fees..

Phoenix Peace
US ·Google Play
2026-09-11

I don't think that you should be charged more. Because you're in California, and I'm in Michigan, and my paycheck doesn't come until my account. Until 5 AM. And when I told you that y'all had no understanding or nothing to try to help me with the situation. Most people are in need. They're not just getting the money, just because as far as me. And adding more fees do not help them

annalisa cribbs
US ·Google Play
2026-09-11

Easy to use. Fair fees. Great help when I need extra funds

Scott Treadwell
US ·Google Play
2026-09-11

if I could give 0 stars I would They market themselves as a helpful budgeting tool, but by the time you pay for instant transfers and the mandatory subscription fees, you're paying way more than whatever small amount you borrowed.

Amanda Duncan (Panda)
US ·Google Play
2026-09-11

these apps and their business models are so funny to me because the more you use it the less you actually end up being able to borrow. it's bad enough to charge you extra fees for not using their little checking account to keep your money in but it's like they don't want any more money because they keep letting you borrow less it makes no sense.

R T
US ·Google Play
2026-09-10

Definitely the best app and business model I've tried. The fees are lower than Albert's and you have more flexibility on payback.

Gregory Allen
US ·Google Play
2026-09-10

Dave is the best out of all reasonable price monthly. Even though it takes a couple days on the weekends to reboot Still, my favorite.

Mary Gibbs
US ·Google Play
2026-09-10

negative stars. This app charges fees for moving money around to and from my bank and so forth. i did 1 loan and never was allowed again though I pay a subscription fee and get direct deposit into my reg bank account and keep no less then 10 positive in my dave account even. loans unavailable past 2 weeks. I almost did 2 direct deposits to dave. thank god I figured out what the apps really about before I did that

Kevin Smith

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