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Finance / Cash Advance & Banking

Dave App Fees & Pricing

What Dave actually charges, pulled from its official App Store listing, plus what real reviewers say about the fees.

Pricing, from the official listing

You could pocket up to $500¹ with ExtraCash® and so much more.
ExtraCash amounts range from $25-$500, typically authorized within 5 minutes, with an overdraft fee equal to the greater of $5 or 5%.
Not all members qualify for ExtraCash and few qualify for $500.
Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services.
UP TO $500 IN 5 MIN OR LESS¹
Remove extra stress with ExtraCash® up to $500.

Source: App Store listing, verbatim.

What reviewers say about fees

US ·Google Play
2026-09-13

I couldn't enter my card information yet I still was charged

Kris DoncouseOrozco
US ·App Store
2026-09-12
Excellent

I love DAVE because they’re always exact upfront and immediate no hidden cost other than their service fee, which is accepted

synergygirl
US ·App Store
2026-09-12
Help why was I charged 3$

Charged

ms_button
US ·App Store
2026-09-12
Dave

Dave is the best !!!! Fast service for a good price.

Mexi6686
US ·Google Play
2026-09-12

if you can be responsible in using this app you can definitely benefit from it. they have direct deposit, with no charges checking.

cheryl “Dodgergirl” hodges
US ·Google Play
2026-09-12

Love the app! The extra cash comes in handy. No hidden fees or them trying to access my account early.

Nicole J
US ·App Store
2026-09-12
SCAM APP!!TERRIBLE APP IT STEALS YOUR MONEY!!SCAM APP!!!

This app is predatory down to its core, I cancelled my subscription THE DAY I DELETED THE APP.in aug 10.. THEN THE APP CHARGES ME ON SEPT 11???😭 which is extremely frustrating and is predatory as fuhh!!! Delete this app and don’t bother giving them your credit or debit info and this app is A SCAMMMMMMM!!!! A big scam

dkskdkdkdkdkkskdkd
US ·Google Play
2026-09-11

Update: DON'T DO IT! I was happy with Dave, even considered making it my main bank. Then, everything changed. Despite a perfect repay rate built over 2 yrs, the borrow changed from next payday, to 10 DAYS. I found out when I was blindsided by NSF fees. They used to adjust it if you chatted with customer service. No more. Don't believe what the auto-reply to this review will be. I'm not an idiot. I'm gone. And they could care less.

Krista Errickson (blacksheep_nation)
US ·Google Play
2026-09-11

The best decision I've made to keep from overdrafting my account with extra fees..

Phoenix Peace
US ·App Store
2026-09-11
Yes, I recommended this app to others.

I highly recommend this app to others because it was advantageous to me during an emergency and unforeseen expenses and that includes dental and other medical costs.

Mysticstar1213
US ·App Store
2026-09-11
Love Dave

Dave is very affordable monthly and low interest rates and very easy to deal with and fast cash when you’re in a bind! Unlike some of the others apps Dave is a lot cheaper for the subscription than most and very low interest rates! Highly recommend Dave! Hasn’t disappointed me at all!

Kyjaysky
US ·Google Play
2026-09-11

I don't think that you should be charged more. Because you're in California, and I'm in Michigan, and my paycheck doesn't come until my account. Until 5 AM. And when I told you that y'all had no understanding or nothing to try to help me with the situation. Most people are in need. They're not just getting the money, just because as far as me. And adding more fees do not help them

annalisa cribbs

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